FlexiPay – Instalment Payments for Laptops and Electronics

FlexiPay is an in-house instalment payment option provided directly by laptop-uk.com. It allows eligible UK customers to spread the cost of selected laptops and electronics over manageable monthly payments, without the need to pay the full amount upfront.

All FlexiPay agreements are managed internally by laptop-uk.com, with clear terms, transparent pricing and customer support handled by our UK-based team. No external finance providers or third-party lenders are involved.

How FlexiPay Works

When you choose FlexiPay at checkout, the total price of your selected product is divided into equal monthly instalments over the available term shown on the product page.

No payment is requested before your order is delivered. The first instalment is only collected after delivery, once you have confirmed that you wish to keep the item.

All instalment details, including the payment schedule and total amount payable, are displayed clearly before you complete your purchase.

Available Instalment Terms

• 12 monthly instalments on eligible products
• 24 monthly instalments on eligible products
• Extended instalment options on selected higher-value items, where indicated on the product page

The available term and estimated monthly payment are shown individually for each product. Instalment options may vary depending on product value and availability.

Pricing Transparency

For products eligible for FlexiPay, a payment breakdown is displayed near the product price. This includes:

• The number of monthly instalments
• The estimated monthly payment
• The total amount payable

All figures are shown before checkout so you can review the full cost in advance.

If any balance remains after an introductory instalment period, it may continue on a standard store account under the terms provided at checkout. You may repay any outstanding balance in full at any time, without early repayment charges.

Eligibility and Approval

FlexiPay can be selected during checkout, subject to a brief eligibility assessment. This assessment is designed to confirm affordability and basic eligibility.

To apply, you must:

• Be a UK resident aged 18 or over
• Hold an active UK bank account
• Meet standard affordability and eligibility criteria

Eligibility checks are carried out responsibly and in line with applicable UK consumer protection standards.

Key Features of FlexiPay

• No upfront payment before delivery
• Equal monthly instalments displayed clearly in advance
• First payment collected only after delivery confirmation
• Early repayment allowed at any time
• Agreements managed directly by laptop-uk.com
• UK-based customer support
• Compatible with our warranty services, technical support and 14-day return policy
• Clear documentation written in plain, accessible language

FlexiPay – Frequently Asked Questions

What is FlexiPay?

FlexiPay is an instalment payment option offered by laptop-uk.com that allows eligible customers to spread the cost of selected products over a series of monthly payments.

When is the first payment taken?

The first instalment is requested only after your order has been delivered and you have confirmed that you wish to keep the item.

Can I repay early?

Yes. You can repay the remaining balance in full at any time without early repayment fees.

Who can use FlexiPay?

FlexiPay is available to UK residents aged 18 or over, subject to eligibility and affordability checks at checkout.

What happens if I return my order?

If you return your product within our 14-day return period, the FlexiPay agreement is cancelled. Any payments already made are refunded in accordance with our returns policy.

Can missed payments affect my credit record?

Missed or late payments may be handled in line with standard account management practices and could affect your credit history. If you experience payment difficulties, our support team can assist in discussing available options.

Are discounts applied before instalments are calculated?

Yes. Any applicable discounts or promotional codes are applied first, and instalments are calculated on the reduced total.

How can I contact support?

Our UK-based support team is available via live chat or email at shop@laptop-uk.com.

Is FlexiPay regulated?

FlexiPay agreements are issued directly by laptop-uk.com and are provided in line with applicable UK consumer credit and consumer protection legislation. Full terms and conditions are presented during checkout before you confirm your order.